This summer, an estimated eight million teenagers will go on holiday for the first time without their parents.

As teenagers look to save money and have their cheap holidays, they may be tempted to holiday without insurance.

One in five Brits admit to not having adequate insurance, so it is important that parents and their teenagers make sure they have the proper insurance to avoid holiday mishaps becoming a nightmare.

Teenagers should avoid the following situations:

Sun exposure

33% suffer from sunburn and 80% don’t even wear sun cream.  Remember to keep hydrated, stay out of the midday sun and use sun cream.

Dangerous sports

Adventure sports on holiday can be great fun, but a broken leg can cost as much as £7,000 in treatment abroad, so make sure that they are covered for the sports they want to do.  Teens should also check their insurance if they want to use scooters or motorbikes as many insurer don’t cover for this

Getting lost

11% of teens get lost on the first holiday without their parents, so take time to familiarise with the new surroundings

Drugs / Alcohol

Both drugs and alcohol can invalidate an insurance policy so be careful to stay clear.  40% of Brits detained overseas are for drugs-related reasons

Getting arrested

More than 1500 Brits are arrested annually in Spain and the Greeks are notorious for taking a hard line on rowdy behaviour.  Teens should be sure to familiarise themselves with local customs and laws

Follow these tips to stay safe and avoid accidents, and have a happy holiday.